Erik J. Heimann
Assistant Vice President | Branch Manager
NMLS# 539571
(360) 252-3708
ejheimann@timberlandbank.com

FINANCING YOUR CUSTOM HOME

Timberland Bank has serviced our Custom Home Loans and those of our Custom Home Clients for over 16 years. Timberland Bank's construction loans are regarded as the best-of-kind in the industry. Contact our Loan Officer, shown on the left, to get started. Erik is experienced in all the details of construction financing. He will guide you every step of the way from land purchase to a completed custom home project. Construction loans are interest only and short-term. Expect to receive a loan in the amount of 65%-80% of the future completed appraised value. 

A PRE-APPROVAL OR PROOF OF FUNDS PRIOR TO GETTING THE PROCESS STARTED

A pre-approval is not a loan commitment, but it does take all the guess work out of your land and house plan search and purchase. It is typical for potential Clients to assume they qualify for a certain amount, but less than 10% qualify for a land and construction loan. Hence, we make it a requisite prior to getting the process started.

"A pre-approval allows you to know exactly how much land and home you can afford." Erik Heimann, Assistant Vice President and Branch Manager at Timberland Bank.

With a pre-approval, Erik verifies your information to determine exactly how much the bank would be willing to lend you. The documents to get pre-approved are the same documents that you need to get a mortgage. Call Erik today and let's get started!